指定時點轉帳
指定時點轉帳
中文名詞 | 指定時點轉帳 |
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英文名詞 | Designated-time Transfer |
中文解釋 | 係指支付系統收到交易指令後,屆指定時點,再執行轉帳,為多邊淨額清算系統使用之轉帳模式。惟因其潛藏清算風險,本行同業資金電子化調撥清算系統於91年9月16日改造為即時總額清算系統後,即取消此種功能。[1] |
英文解釋 | Refers to a transfer which is settled on a designated time. There is a time lag between a transfer request and its actual settlement. This kind of transactions is used in the multilateral netting settlement system. The Central Bank of China abolished the designated-time transfer due to the potential settlement risks, and implemented the real-time gross settlement (RTGS) system on September 16, 2002.[1] |