準備金制度
準備金制度
| 中文名詞 | 準備金制度 |
|---|---|
| 英文名詞 | Reserve Requirements |
| 中文解釋 | 準備金制度係指中央銀行依法要求金融機構，依其負債提存一定比率的準備金，以因應支付需求。為控制貨幣總計數或其他重要金融變數，中央銀行可透過準備率的調整，改變銀行體系的信用貸放能力。﹝1﹞ |
| 英文解釋 | Financial Institutions are subject to reserve requirements established by the CBC. They are a fraction of financial institutions’ liabilities hold in the form of vault cash or reserves accounts for the need of payment. To achieve the policy objectives of controlling the money supply or other important financial variables, the CBC adjusts the required reserve ratios to contract or expand the ability of the banking system for extending credit or loans.﹝1﹞ |