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中央銀行-中文版

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保付支票

發布日期:

保付支票

中文名詞 保付支票
英文名詞 Accepted Check
中文解釋

付款人於支票上記載照付或保付或其他同義字樣,並由授權人簽章後,其付款責任,與匯票承兌人同。付款人於支票上已為前項之記載時,發票人及背書人免除其責任。付款人對其保付的支票,不得以存款不足為由拒付,亦不得為存款額外或信用契約所約定數目以外之保付。[4]

英文解釋 Refers to the check where the payor states "Paid Accordingly "or "Accepted" on the check that has been endorsed by the payee. The responsibility for payment is the same as that for the acceptor of a bill of exchange. If the above statement is made by the payor on the check, then the drawer and the endorsement person are freed of their responsibility. The check has been accepted by the payor who cannot reject the payment based on insufficient funds. The check could only be accepted based on the deposits or the agreed amount stated in a credit contract.[4]
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