定期存款
定期存款
| 中文名詞 | 定期存款 |
|---|---|
| 英文名詞 | Time Deposits |
| 中文解釋 | 謂有一定時期之限制，存款人憑存單或依約定方式提取之存款。定期存款到期前不得提取。但存款人得以之質借，或於七日以前通知銀行中途解約，如未能於七日以前通知存款銀行者，經存款銀行同意後亦得受理。中途解約利息之計算，未存滿一個月者不計息，超過者按實存期間該存款銀行定期存款之牌告利率八折計息。[4] |
| 英文解釋 | Time deposits refer to deposits of a fixed term which can be withdrawn by the depositor upon maturity by presentation of a deposit certificate or by other agreed means. Time deposits shall not be withdrawn before maturity, but the depositor may terminate a time deposit by giving a 7-day prior notice to the bank. In case no notice is given 7 days before the termination, it can also be done upon agreement by the deposit banks. The interest paid to deposits which are terminated before maturity will be calculated at 80 percent of the bank's published time deposit rates for the actual deposit period, and no interest will be paid if the actual deposit period is less than one month.[4] |