Overview of Dishonored Checks Due to Insufficient Funds (August 2026)

I. Check Clearing Volume and Value
In August, the number of checks cleared totaled 4.0 million, representing a month-on-month decrease of 6.65%. The total value of checks cleared amounted to NT$1.06 trillion, a month-on-month decrease of 8.11%.

These developments primarily reflected a decrease of 1 business day compared with the previous month, leading to a decrease in both the volume and value of checks cleared (see attached table).

II. Dishonored Checks Due to Insufficient Funds
In August, the gross number of dishonored checks due to insufficient funds totaled 3,078, accounting for 0.08% of the total number of checks cleared, the same as in the previous month.

The gross value of such dishonored checks amounted to NT$3.8 billion, accounting for 0.36% of the total value of checks cleared. This represented an increase of 0.07 percentage points from the previous month.

These developments primarily reflected an increase in the number of dishonored checks issued by accounts with a high aggregated value of dishonored checks.1

III. Analysis by Account Type
In August, the share of dishonored checks attributed to corporate accounts in terms of volume increased by 2.15 percentage points from the previous month. The share of the value of dishonored checks attributed to corporate accounts decreased by 17.65 percentage points month on month. The shares for personal accounts moved in opposite directions by a similar magnitude.

Notes:1. Accounts with a high aggregated value of dishonored checks refer to those whose dishonored check values amount to NT$100 million or more.
          2. The next press release is scheduled for October 27, 2026, at 4:20 PM.