Central Bank of the Republic of China (Taiwan)

PRESS RELEASE                                                                   Release Date: July 27, 2026

Overview of Dishonored Checks Due to Insufficient Funds (June 2026)                           

I. Check Clearing Volume and Value

In June, the number of checks cleared totaled 4.8 million, representing a month-on-month increase of 52.76%. The total value of checks cleared amounted to NT$1.16 trillion, a month-on-month increase of 26.22%.

These developments primarily reflected an increase of 1 business day and 2 month-end peak days¹ compared with the previous month, leading to an increase in both the volume and value of checks cleared (see attached table).

II. Dishonored Checks Due to Insufficient Funds
In June, the gross number of dishonored checks due to insufficient funds totaled 3,557, accounting for 0.07% of the total number of checks cleared. This represented a decrease of 0.01 percentage point from the previous month.

The gross value of such dishonored checks amounted to NT$3.5 billion, accounting for 0.30% of the total value of checks cleared. This represented an increase of 0.06 percentage points from the previous month.

These developments primarily reflected an increase in dishonored checks issued by accounts with a high aggregated value of dishonored checks.²

III. Analysis by Account Type

In June, the share of dishonored checks attributed to corporate accounts in terms of volume decreased by 0.68 percentage points from the previous month. The share of the value of dishonored checks attributed to corporate accounts increased by 5.73 percentage points month on month. The shares for personal accounts moved in the opposite direction by a similar magnitude.

Notes:

1. Check clearing activity typically peaks at the end of each month, referred to as “month-end peak day.” June had 2 such peak days, compared with 0 in the previous month.

2. Accounts with a high aggregated value of dishonored checks refer to those whose dishonored check values amount to NT$100 million or more.

3. The next press release is scheduled for August 27, 2026, at 4:20 PM.