Liquid Reserves of Financial Institutions (May 2026)

1. For the month of May 2026, liabilities subject to liquid reserve requirements totaled NT$53,613.3 billion, of which deposits totaled NT$52,728.5 billion accounting for 98.35% of the total. Based on the statutory minimum liquid reserve ratio of 10%, the required liquid reserves amounted to NT$5,361.3 billion.

2. For the month of May 2026, actual liquid reserve assets totaled NT$13,569.1 billion, representing an increase of NT$291.7 billion from the previous month. By category, the primary components were as follows (Table 1):

(1) Certificates of deposit issued by the Bank amounted to NT$5,714.3 billion accounting for 42.11% of the total, an increase of NT$170.4 billion from the previous month.

(2) Government bonds stood at NT$2,359.3 billion accounting for 17.39% of the total, an increase of NT$8.5 billion from the previous month.

(3) Re-deposits at designated banks by financial institutions totaled NT$1,070.9 billion accounting for 7.89% of the total, an increase of NT$1.7 billion from the previous month.

3. For the month of May 2026, the actual liquid reserve ratio of financial institutions was 25.31%, representing an increase of 0.19 percentage points from the previous month (Table 2).