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Overview of Dishonored Checks Due to Insufficient Funds ( March, 2026)

Central Bank of the Republic of China (Taiwan)
PRESS RELEASE                                                                Release Date: April 27, 2026
Overview of Dishonored Checks Due to Insufficient Funds ( March, 2026)

I. Check Clearing Volume and Value
In March, the number of checks cleared totaled 5.16 million, representing a month-on-month increase of 39.17%. The total value of checks cleared amounted to NT$1.19 trillion, a month-on-month increase of 44.03%.

These developments primarily reflected an increase of 8 business days and 1 month-end peak dayscompared with the previous month, leading to an increase in both the volume and value of check clearing (see attached table).

II. Dishonored Checks Due to Insufficient Funds
In March, the gross number of dishonored checks due to insufficient funds totaled 3,735, accounting for 0.07% of the total number of checks cleared. This represented an increase of 0.01 percentage points from the previous month.

The gross value of such dishonored checks amounted to NT$4.1 billion, accounting for 0.34% of the total value of checks cleared. This represented an increase of 0.06 percentage points from the previous month.

These developments primarily reflected Increases in dishonored checks associated with accounts with large dishonored-check amounts.2

III. Analysis by Account Type
In March, the share of dishonored checks attributed to corporate accounts in terms of volume increased by 0.11 percentage points from the previous month. The share of dishonored check values attributed to corporate accounts decreased by 13.82 percentage points month on month. The shares for personal accounts moved in the opposite direction by a similar magnitude.


Notes:1. Check clearing activity typically peaks at the end of each month, referred to as “month-end
              peak days.” March had 2 such peak days, compared with 1 in the previous month.
          2. Accounts with large dishonored-check amounts refer to those whose dishonored check values
              amounts to NT$100 million or more.
          3. The next press release is scheduled for May 27, 2026, at 4:20 PM.
 

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